Selling Handmade Cards
Can a living be made out of selling hand made cards?
Georgina Francis left waitressing to start her own hand made card business. She started making cards in 2002 and five years was running a firm employing 40 people, with a £1 million turnover.
The company is called White Cotton Cards. Georgie says "I had liked making things. I was making the cards in my bedroom at home and took them round a few shops in Guildford, near where I live. They took some, then after a few months someone mentioned an exhibition at Earls' Court so I went and exhibited my cards there. Amazingly I got an order for 10,000 cards in the space of three days."
Georgie realised she needed help but she didn't take out a loan. She says "I funded the making of the cards myself. For the first two years I worked from ten in the morning until three the next morning and lost my social life. You have got to put your whole life and soul into it. I set up White Cotton Cards in 2002 and had a turnover of about £100,000 in the first year. Now it is £1million and I supply more than 1,000 shops across the UK including Harrods, Selfridges, Harvey Nicols, Clinton Cards, Fenwick's and Paperchase."
For a complete list of craft fairs www.craft-fair.co.uk go to Craft Fairs Events Diary
For craft fairs in the North East www.initialj.co.uk and www.doart.co.uk
For the East craft fairs www.easternevents.com
For craft fairs in the North West www.creativecrafts-online.co.uk
For the big events www.ichf.co.uk
For craft fairs from time to time see John's www.your-craft-fairs.co.uk
For Craft Marquees within other events www.craftpeople2000.co.uk
These directories offer paid and free entries
Public Liability Insurance
Public liability insurance is an essential form of insurance for any small business or sole trader and is often a requirement at craft fairs. It provides protection against any costs and compensation awards as a result of an act of negligence resulting in injury or illness to any member of the public or business and any loss or damage to their property.
The following is on www.toogoods.co.uk/craftfair.htm
Public Liability Insurance for Crafts, Hobbies & Arts Stall Holders
Annual Premium, inclusive of Insurance Premium Tax, for £1,000,000 Indemnity limit £46.25
So less than £50 for annual cover..that is the cheapest we have come across.
The company is CJ Toogood & Co., Insurance Brokers of Surrey
Here are details of another company
If you sell or supply products in the course of your trade you will also benefit from our product liability insurance extension, a benefit automatically included on our public liability insurance packages. Please visit our product liability insurance page to see the details.
Tools of trade cover providing all risks insurance cover for portable tools and equipment used in the course of daily trade can also be added to our public liability insurance packages.
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Product liability is the body of law that provides for compensation for physical injuries and property damage resulting from defective and unreasonably dangerous products and from the failure of a manufacturer or seller to warn the consumer of product dangers.
A products liability claim includes all claims or actions brought for personal injury, death or property damage caused by the manufacture, construction, design, formula, preparation, assembly, installation, testing, warnings, instructions, marketing, packaging or labeling of any product. A products liability claim can only be asserted against one who is a "product seller."
Tort liability protects a consumer's interest in freedom from injury regardless of the existence of an agreement between the parties. Tort law imposes responsibility on manufacturers of defective products because they are best able to encourage safer manufacture and design and to allocate the costs of injury arising from unsafe products. A contractual duty arises from society's interest in the performance of promises and has been traditionally concerned with the fulfillment of reasonable economic expectations. Society's need to spread losses is substantially lessened in commercial transactions where damage is to only the product itself, because those losses essentially relate to the benefit of the bargain between business entities.
Products Liability Lawsuits are generally brought under either a negligence or a strict liability theory.